Craig Vaream is a Managing Director at SMBC with a focus on liquidity management and payments. He previously served as a Senior Advisor at McKinsey & Company in financial services and before that was a Managing Director at JPMorgan managing various global and domestic payments businesses. Craig has also served on the board of directors of NACHA, the electronic payments association, as well as several fintech Advisory Board’s including Clair, a social impact wage access provider, and Transactis, an online billing and payments company. Craig holds an MBA from the University of Chicago Booth School of Business and a BS in Accounting from Babson College.